Terms and Conditions

For all users

Buy Now Pay Later
At 00:00 on 15th July 2026 BNPL (also called deferred payment credit) became regulated in the UK.

For agreements made after regulation day:

For agreements made before regulation day:

Financing

Other ways to pay with Klarna

Klarna balance & Klarna Card

Purchase and delivery information

Memberships

Copyright © 2005-2026 Klarna. Klarna Financial Services UK Limited is authorised and regulated by the Financial Conduct Authority (“FCA”) for carrying out regulated consumer credit activities (firm reference number 987889) and the provision of payment services and the issuing of electronic money under the Electronic Money Regulations 2011 (firm reference number 1021834). Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND. Images on this website may be generated by AI.